The IVF Calculator
Plan the real cost of IVF —
not the number they quote you.
A calm, judgment-free way to see your actual all-in cost, find the money you didn't know you had, and stop guessing your way through financing.
Tell us where you're starting from
Most patients need more than one cycle — planning for the number you hope for instead of the number that's likely is where budgets break.
Your Real Number
$57,700
estimated out-of-pocket across 2 cycles
Where this number comes from
Clinic quote per cycle$15,000
+ additional costs (5 included)$13,850
× 2 cycles$57,700
− insurance & employer coverage−0%
The gap that surprises people
Most clinics only quote $15,000 — the single-cycle price. Your realistic total is $42,700 more than that headline number once additional costs and repeat cycles are counted.
Plan for it
Your real number is $57,700.
The IVF Money Roadmap bundle walks through financing paths, grants and employer benefits, and the money conversations that come with them.
Full contents and price on the next page.
Educational estimate only — not a quote. Confirm exact numbers with your clinic and insurer before making financial decisions.